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Rates as of 4/16/14

"*APR = Annual Percentage Rate
ViaIRA

Are you looking forward to retirement? Really looking forward? Then we don't have to tell you, an Individual Retirement Account is a safe, smart way to invest. Which, in turn, helps you enjoy your retirement more. Which gives you something to look forward to. Which brings us back around full circle.

We offer two ViaIRAs designed to take advantage of tax regulations to help you keep more of your money: Traditional IRAs and Roth IRAs.
  • Traditional IRA - Contributions are tax-deductible in the year they are made. Taxes on interest earned are deferred until funds are withdrawn.1
  • Roth IRA - All contributions are post-tax and growth may be tax-free. Withdrawals are tax and penalty free.2
Learn the differences between a Traditional and Roth IRA

1Traditional IRA tax deductibility depends on active participation in a qualified retirement plan and/or taxable income.

2Roth IRA accounts are tax and penalty-free if opened for at least five (5) years and funds are used by someone 59.5 years old, disabled or for the purpose of a first-home purchase. Contributions can be made after 70.5 years of age. Contributions not allowed if earned income is greater than $116,000 (single) or $169,000 (married, filing jointly). Deposits can be made up to April 15th for the previous year.