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Rates as of 04/22/15

"*APR = Annual Percentage Rate
Current Promotions

Make the right decision with a ViaMortgage
Whether you're purchasing, refinancing or making home improvements, ViaCU has a mortgage available!

ViaPurchase Mortgage
  • Wide variety of mortgage terms up to 30 years
  • Competitive rates and closing costs
  • Get pre-approved to know exactly how much house you can afford
ViaRefinance Mortgage
  • Competitive rates
  • Application fee of $595 with no other closing costs
  • Mortgage terms to fit your budget
ViaHome Equity
  • Closed-end loan with competitive rates
  • Interest may be tax deductible1
  • Payback period up to 20 years
ViaHELOC
  • One-time application so money is available when you need it
  • Variable interest rate2
  • Open-end loan that allows more credit to become available as you pay down the balance
2 easy ways to apply:
  • Call 765.674.6631 during ViaCU hours.
  • Stop by any branch to start the application process.
View employees registered through the Nationwide Mortgage Licensing System (NMLS) Registry as of April 2014.

1Tax benefits may vary. Consult a tax advisory for further details.
2The variable interest rate is based on the six-month Treasury Bill Auction, and is subject to change quarterly.
Keep a close eye on your account with ViaConnect

Help prevent identity theft by checking your account activity and balances daily! You can even check activity with your cell phone with ViaMobile!
  • Real time history—view balances, history and cleared checks as they hit your account.
  • Transfer money—between accounts and to other members
  • Budget—track your spending by categories
  • eAlerts—stay informed about your account by receiving alerts by email or text.
  • ViaBill Pay—set up one-time recurring payments for your monthly bills
  • eStatements—delivered to your inbox not your mailbox, so only you can access it.
Register for ViaConnect and manage your account 24/7.
Monkey See, Monkey Do: Teach Them to be Wild About Saving

We'd be "lion" if we said saving was easy. Teach children how to save for their goals and they'll have one of the most difficult aspects of finance under their belt by the time they're teens—being consistent savers.

Here are a few ideas to help your cubs get Wild About Saving:
  • Have young children—preschool age—sort different types of money into piles by color and size.
  • Play store or credit union/bank. Help them use a pretend cash register.
  • At the grocery store, let children of all ages help you shop. Teach them how to comparison shop—for example, show them that for every $4.85 box of cereal, there may be similar brands on sale for half as much.
  • As children get older, let them know what things cost. Share sales receipts and bills that you receive for items or services you've purchased for them.
  • If you decide to pay your children an allowance, include them in the decision. Discuss allowance amounts and what they should use their allowance for. The amount is your call, but allow their input. One idea is to have children set aside part of their allowance for spending, part for saving, and part for sharing. Explain what you'll pay for and what they should be responsible for. For example, when you're at the movies, maybe you agree to pay for movie ticket, but the Milk Duds are on them.
  • As they reach high-school age, clarify what you will pay for and what your teens are responsible for. For example, they may want the newest cellphone that comes with a really high price tag. Establish your spending limit. If they still want the more expensive version, have them make up the difference. Often, once the responsibility of paying for items is on them, the "latest and greatest" aren't as important.
Get your children started right financially. Bring them into Via Credit Union—we have more ideas to help you teach them to get Wild About Saving! Members under 18 who make a deposit during April will be part of the National Youth Savings Challenge that awards 25 young savers from credit unions nationwide with $1001. A lucky cub from each ViaCU branch will also win 2 daily passes to the Fort Wayne Children's Zoo for the 2015 season.

Plus, ViaCU is celebrating Youth Month by giving a daily pass to the Fort Wayne Children's Zoo to members that bring their Coindexter Kids Club or CUSave Teen Club newsletter to any branch by April 30th!

1Please view National Youth Saving Challenge Rules for complete details.
Docu-Shield Community Shred Day

Community Shred Day is Saturday, May 2, from 11:30 am to 2:30 pm. This service is available for individuals, not businesses. Docu-Shield is part of the Carey Services' sheltered workshop located at 2724 South Carey Street in Marion (across from Lowe's on the Bypass). No magazines or newspapers, please.