home







Rates as of 4/16/14

"*APR = Annual Percentage Rate
ViaMembership Shares

When you open an account with us, you become a member-owner. You might be interested to know that your new account comes with some interesting perks. A few of the things you can expect with your ViaMembership Shares account are:
  • No fee with a $50 minimum balance - saves you a $3 monthly access fee!
  • Dividends paid on a daily basis (posted quarterly) - that'll make your day for sure.
  • No penalties for withdrawals - well, it is your money!
  • Secondary shares - Make saving easier by maintaining multiple balances under a single account number. Perfect for budgeting for taxes, vacation, college or that little red sports car you've had your eye on.
  • Christmas club1 - you will be of good cheer when the holidays hit and you're flush with Christmas greenery! Recurring deposits are not required, but direct deposit is available! Funds are electronically transferred or a check is mailed in early November each year. Giving you plenty of time to get your shopping done.
View current ViaSavings Rates.

1Dividends are paid daily and posted quarterly. No penalty for early withdrawal. Funds are automatically transferred into your ViaChecking account, or mailed if the balance is $100 or more.

ViaMoney Market Account

If you're looking for high rates of return, full liquidity, and no withdrawal restrictions your search is likely over. All our ViaMoney Market shares offer these great features and quite a few more.
  • Variable Money Market rates - Our competitive rates should rate us pretty high on your list.
  • Dividends compounded monthly - They're also posted monthly so you can watch your balance grow.
  • Withdrawal at anytime without dividend loss - It's your money. Take it when you need it.
  • Unlimited deposits accepted at anytime - Go ahead, make a deposit every day.
  • Check writing privileges - Clear up to three (3) checks a month.
  • Higher rates on balances over $2,000 - Save more, earn more.
  • ViaPremier Money Market shares2 - Earn a premium rate of return on balances of $100,000 or more.
View current ViaMoney Market Rates.

2If daily balance dips below $100,000, the current ViaMembership Shares account rate applies.

Coverdell Education Savings Account

Allows families greater flexibility when saving for college tuition and other related expenses. You can put aside up to $2,000/year/child. Plus, contributions can be made by anyone and earnings are tax-free if used for educational expenses. Best of all, funds can be transferred between children.3

3For earnings to be tax-free, funds must be used for educational purposes by age 30. Yearly maximum per child $2,000 deposit applies to children under 18 years of age. A 10% penalty applies to non-educational use. Contributions are not tax-deductible, but earnings are. Deposits can be made up to April 15th for the previous calendar year.

ViaCertificates

A wide range of terms, minimum deposit amounts and some of the most competitive rates in the area make any of our ViaCertificates the perfect choice for saving when liquidity is not an issue.
  • Terms from 3 to 71 months - you pick the time, you know the place. Just remember that a penalty is imposed if principle is withdrawn prior to maturity.
  • A range of minimum deposit amounts - $1,000 for 3-11 months and $500 for 12-71 months.
  • A 10-day grace period after renewal for redemption without penalty - we understand that sometimes things change.
  • Dividends compounded and paid monthly - think of our ViaCertificates as your personal monthly money-making machines.
ViaStart Up Certificate4

Staying in control of your finances is never easy, but the difficulty of it soars in a tough economy. One of the smartest things you can do is to have an emergency fund and we're here to make building that fund easier.
  • 12 month term - money can add up quickly in just a year. Just remember that a penalty is imposed if principle is withdrawn prior to maturity.
  • $10 minimum to open - start with a little, end with a heap.
  • Monthly deposits required - deposit as little as $5/month. You can even set up direct deposit, so you don't forget, otherwise a penalty will be imposed!
  • Funds transfer to Membership Shares at maturity - surprise, you have money!
  • Dividends compounded and paid monthly - it's a money-making machine.
View current ViaCertificates Rates.

4ViaStart Up Certificate earns the same rate as standard 12-month certificate. Monthly deposits are required. Early withdrawal will result in a penalty of 60 days dividends on balance withdrawn, whether earned or not, remaining balance will transfer to membership shares and certificate will be closed. Penalty also applies if required monthly deposits are not met. Minimum balance: $10; maximum balance: $1,200.