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The process of calculating how much money you have in your checking account is called balancing. You need to be sure the amount you spend isn't more than the amount you have. The best way to balance is to write down the transaction each and every time money goes into or out of your account. That means you need to know how much you're spending and depositing as well as what fees you are being charged.
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Important Tip! Not all transactions will clear your account immediately. Only you know for sure what you have spent. At any given time, the balance you calculate should be more accurate than the balance being reported by the credit union. |
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