Skip to main content

Money HouseHome Loans

Mortgage Loans

 On the move with you!

The dream of home ownership is not as difficult as you might think. In fact, your perfect home loan begins by contacting ViaCU. We are here to walk you through the whole process.

  • Wide variety of mortgage terms - From 5 years to 30 years to fit your needs and your budget.
  • Competitive rates and closing costs - Designed to help you save money.
  • Pre-approval - By prequalifying for a Purchase Mortgage, you will know exactly how much house you can afford and it increases your negotiating power.

ViaHome Refinance Mortgage

Things change. Shouldn't your mortgage?

By taking advantage of lower interest rates or shorten the term of your mortgage can save you tens of thousands of dollars and build equity faster!

  • Competitive rates and closing costs - Just what you'd expect from ViaCU. 
  • Wide variety of mortgage terms - Choose a payment to fit your budget.
  • Lower monthly payment or pay off sooner - Always looking for ways to save our members money.

Floor plans and tape measure

ViaHome Equity Loans

Put your home to work 

You could qualify for a loan or credit line by using the equity in your home. ViaHome Equity loans can be used for major purchases, home improvement, debt consolidation, education or any other need.


ViaHome Equity

A ViaHome Equity loan allows you to borrow a lump sum of money at a fixed rate.

  • One time, lump sum payout1
  • Closed-end loan 
  • Low, fixed interest rates
  • Payback period up to 20 years - Choose a payment to fit your budget.


A Home Equity Line of Credit is a convenient, useful and flexible equity loan product.

  • One-time application 1 - Your money is available as you need it, without going through the application process each time.
  • Open-end loan - As you pay down the balance, more of the credit line becomes available.
  • Save on fees and taxes - There are no annual or application fees and no closing costs! Plus, the interest you pay may be tax-deductible (consult a tax advisor).
  • Variable interest rate 2 - Our competitive HELOC rates help keep more money in your pocket.
  • Easy access to cash 3 - Access available funds 24/7 by logging into ViaConnect or transfer by phone or at any teller line.

2 easy ways to apply:

  • Call 765.674.6631 during ViaCU hours.
  • Stop by any branch to start the application process.



NMLS# 401925
View employees
 registered through the Nationwide Mortgage Licensing System (NMLS) Registry.

1 Loan approval is subject to loan policy and underwriting guidelines. 
2 The variable interest rate is based on the six-month Treasury Bill Auction, and is subject to change quarterly. The APR will not increase by more than 2% APR per year and a maximum of 6% APR over the life of the loan.
3 Cash advance amounts are based on pre-approved limit. Monthly payments are based on the balance after the most recent advance and does not change until you receive the next advance. Minimum monthly payment is 1.0% of new balance, but not less than $20.