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Membership

Once you are a member, you are always a member!

Who can open an account at ViaCU?

  • Anyone living or working in Blackford, Delaware, Grant, Hamilton, Howard, Huntington, Kosciusko, Madison, Miami, Tipton, Wabash or Wells County in Indiana
  • Family members1 of anyone in the field of membership
  • Family members of current members
  • Anyone living in the same household with a member

1 Family members are defined as spouse, children, parents, siblings, grandparents, grandchildren, and 'steps'.


ViaMembership Shares

When you open an account with us, you become a member-owner. You might be interested to know that your new account come with some interesting perks. A few of the things you can expect with your ViaMembership Shares account are:

  • No fee with a $50 minimum balance - saves you a $3 monthly access fee!
  • Dividends paid on a daily basis (posted quarterly) - that'll make your day for sure.
  • No penalties for withdrawals - well, it is your money!
  • Secondary shares - Make saving easier by maintaining multiple balances under a single account number. Perfect for budgeting for taxes, vacation, college or that little red sports car you've had your eye on.
  • Christmas club 1 - you will be of good cheer when the holidays hit and you're flush with Christmas greenery! Recurring deposits are not required, but direct deposit is available! Funds are electronically transferred or a check is mailed in early November each year. Giving you plenty of time to get your shopping done.

savings rates


What do I need to open an account at ViaCU?

Under the provisions of the U.S.A. Patriot Act Member Identification Program, when you open an account we will ask for the following:

  • Name
  • Address
  • Date of Birth
  • Social Security Number
  • Government Issued ID: valid driver's license, state ID card or US passport

You will also need to deposit at least $50 in your ViaMembership Shares to avoid a $3 monthly access fee.

open account

Other ways to open a new account:

 

What do I need to open a Business Account?

The type of business you operate determines what is needed to open a business account.

  • A copy of the minutes signed by the Secretary which lists Authorized Signers. It also usually states that they want to open an account with ViaCU.
  • Letter from the IRS verifying Federal Tax ID
  • Valid Driver's License or State Issued ID
  • A Copy of the Business License Stating name of business, A Registered Retail Merchant Certificate or a Certificate of Assumed Business Name from the county of principal activity. Normally filed at the county Recorder's Office.
  • If using Federal Tax ID - Letter from IRS verifying the number.
  • If business owner is a licensed or certified professional, we require a copy of their license. I.e. Electrician, Real Estate Broker, etc.
  • Valid Driver's License or State Issued ID
  • Certificate of Organization or Certificate of Incorporation
  • Articles of Organization or Articles of Incorporation
  • Letter from IRS verifying Federal Tax ID
  • Valid Driver's License or State Issued ID
  • Copy of the Partnership Agreement Showing Authorized Signers
  • Letter from IRS verifying Federal Tax ID
  • Copy of Certificate of Assumed Business Name from the county of principal activity is required if the
    name of the business is different than what is listed on the Partnership Agreement or if there is no Partnership Agreement.
  • Valid Driver's License or State Issued ID


 You will also need to deposit at least $50 in your ViaMembership Shares to avoid a $3 monthly access fee.

 

Ways to open a Business Account:

Make an appointment with Account Specialist:

Nora Conyers Nora Conyers
 765.733.9063

 nconyers@viacu.org

 


1
Dividends are paid daily and posted quarterly. No penalty for early withdrawal. Funds are automatically transferred into your ViaChecking account, or mailed if the balance is $100 or more.