Membership
People helping people achieve financial success.
Membership
Once a member, always a member!
Eligibility for ViaCU Account Opening
- Residents or workers in Blackford, Delaware, Grant, Hamilton, Howard, Huntington, Kosciusko, Madison, Miami, Tipton, Wabash, or Wells County, Indiana
- Family members1 within the field of membership or current members
- Individuals sharing a household with a member
1Family includes spouse, children, parents, siblings, grandparents, grandchildren, and steps.
ViaMembership Benefits
Joining Via Credit Union opens the door to a suite of attractive benefits tailored to enhance your financial well-being and convenience.
- Effortless online account management with ViaOnline, offering flexibility to handle your finances on your terms.
- Stay connected and informed anytime with ViaVoice and eAlerts.
- Streamlined financial planning and transactions with services like Direct Deposit and Wire Transfers, saving you time and offering secure money movement.
- Access to competitive auto loan rates directly at the dealership with Dealership Financing, making your next vehicle purchase smoother.
- Valuable opportunities to protect and grow your assets with ViaInvestments and ViaInsurance.
- A strong emphasis on financial education and security, with access to Free Credit Reports and Financial Calculators.
The credit union difference is clear — Via Credit Union not only offers a range of services to meet your financial needs but also prioritizes your financial education and security, all while providing the personalized service and community focus that credit union members value.
2 Ways to Open a New Account
What do I need to open an account at ViaCU?
Under the provisions of the U.S.A. Patriot Act Member Identification Program, when you open an account we will ask for the following:
- Name
- Address
- Date of Birth
- Social Security Number
- Government Issued ID: valid driver's license, state ID card or US passport
You will also need to deposit at least $50 in your ViaMembership Shares to avoid a $3 monthly access fee.
What do I need to open a Business Account?
The type of business you operate determines what is needed to open a business account.
- A copy of the minutes signed by the Secretary which lists Authorized Signers. It also usually states that they want to open an account with ViaCU.
- Letter from the IRS verifying Federal Tax ID
- Valid Driver's License or State Issued ID
- A Copy of the Business License Stating name of business, A Registered Retail Merchant Certificate or a Certificate of Assumed Business Name from the county of principal activity. Normally filed at the county Recorder's Office.
- If using Federal Tax ID - Letter from IRS verifying the number.
- If business owner is a licensed or certified professional, we require a copy of their license. I.e. Electrician, Real Estate Broker, etc.
- Valid Driver's License or State Issued ID
- Certificate of Organization or Certificate of Incorporation
- Articles of Organization or Articles of Incorporation
- Letter from IRS verifying Federal Tax ID
- Valid Driver's License or State Issued ID
- Copy of the Partnership Agreement Showing Authorized Signers
- Letter from IRS verifying Federal Tax ID
- Copy of Certificate of Assumed Business Name from the county of principal activity is required if the name of the business is different than what is listed on the Partnership Agreement or if there is no Partnership Agreement.
- Valid Driver's License or State Issued ID
You will also need to deposit at least $50 in your
ViaMembership Shares to avoid a $3 monthly access fee.
How to open a Business Account:
1 Dividends are paid
daily and posted quarterly. No penalty for early withdrawal. Funds are automatically
transferred into your ViaChecking account, or mailed if the balance is $100 or
more.