Digital Wallets

Manage your money any time, anywhere.

digital wallet

Digital Wallets

Securely store your ViaCU cards in your phone's digital wallet for quick checkouts when shopping in store or online. Making purchases easy, convenient and secure!

Paying with a digital wallet is safer than providing a retailer with your card number and PIN. With digital wallets, transactions are validated by a number that is unique to each device and card. This encrypted number is used to authorize purchases so your card number and PIN are never transferred or stored with the merchant, meaning they are less likely to be compromised.

Many smartphones offer fingerprint Touch ID or Face Recognition that can be used to authorize transactions. This means your digital wallet is available at the touch of your fingertips. There is no need to show additional ID, sign, or wait for the chip reader to complete the transaction.

Choose the way you pay:

Apple Pay®

Replaces your physical cards and cash with an easier, safer, more secure, and private payment method.

How to Add Your Card

Adding your card to Apple Pay is simple. Here’s how to get started.

Apple Pay Step 1

Open the Wallet app.

Apple Pay Step 2

Tap the “+” sign in the
upper-right corner. 

Apple Pay Step 3

Use your iPhone camera to scan your ViaCU debit or credit card card.


How to Pay

Apply Pay is widely accepted, secure and private.

Stores

Apple Pay is the safer, faster way to pay in stores with your iPhone and Apple Watch. Quickly check out using the devices you carry every day.*

  • To pay with Face ID, double-click the side button, glance at your screen, then hold iPhone near the reader.
  • For Touch ID, hold your iPhone near the reader with your finger on Touch ID.
  • On Apple Watch, double-click the side button and hold Apple Watch up to the reader.

Use Apple Pay wherever you see one of these symbols.
Apple Pay Icons

Apps/Websites

Apple Pay is the easier, faster way to pay in apps and on the web because you no longer have to create an account or fill out lengthy forms.

  • To pay in apps and on websites in Safari on your iPhone and iPad, select Apple Pay at checkout and complete the payment using Face ID or Touch ID.
  • To pay on websites in Safari on your Mac, select Apple Pay and complete the payment using your iPhone or Apple Watch.
  • On MacBook Pro, pay using Touch ID on the Touch Bar.

 * For a list of compatible Apple Pay devices, see support.apple.com/km207105.

Google Pay™

Confidence. Simplicity. And the things you love about your ViaCU card.

How to Add Your Card

Getting started is as easy as:

Google Pay Step 1

Download the Google Pay app* from Google Play or the App Store

Google Pay Step 2

Follow the instructions to add your ViaCU debit or credit card. 

Google Pay Step 3

Verify your card if needed. Then you’re all set.


How to Pay

Pay confidently at millions of places around the world with Google Pay.

Stores

You can use your phone to pay for goods or services with Google Pay.

  • Wake up & unlock your phone. Turn on your phone screen, and then unlock your phone.
  • Hold the back of your phone close to the payment reader for a few seconds. When you're done paying, a blue check mark will appear on the screen.
  • If prompted, follow the instructions on the screen.

Tap to pay with Google Pay wherever you see one of these symbols.
Google Pay Icons

Apps/Websites

When you shop online or in apps, you can pay faster using your debit or credit card securely stored in Google Pay. With Google Pay, you don’t have to enter your card info every time.

  • At checkout, tap the Google Pay button.
  • If asked, choose a payment method and enter your shipping address.
  • Confirm your order


*
See pay.google.com/about for complete list of supported devices.

Google Pay is a trademark of Google LLC. Payment methods shown not available in all countries or locations.

Samsung Pay

Samsung Pay works in-store, in-app and online. Load your cards onto your devices and check out with a tap.

How to Add Your Card

Getting started:

Samsung Pay Step 1

Navigate to and open Samsung Pay on your phone.

Samsung Pay Step 2

Tap the three horizontal lines in the top left corner.

Samsung Pay Step 3

Next, tap Add card.

 
Samsung Pay Step 4

Follow the instructions to register your card.


How to Pay

Stores

With Samsung Pay, you can purchase things without digging through your wallet.

  • Open Samsung Pay on your phone*.
  • Tap the Pay tab, and select your preferred card.
  • Enter the required security information by entering your PIN or fingerprint.
  • Hold the back of the phone up to the contactless reader to complete your purchase.

Look for the Contactless Symbol at checkout.
Contactless Icon

Apps/Websites

No need to enter your credit card number for in-app or online purchases.

  • Select Samsung Pay at checkout.
  • Authenticate the purchase with your fingerprint, PIN or iris scan.

*Only compatible with select cards, carriers and Samsung devices; visit Samsung Pay Support for compatibility information.

Garmin Pay™

Garmin Pay lets you make purchases quickly and almost effortlessly with nothing needed but your watch*.

How to Add Your Card

No need to fumble for your phone, cards or cash when you can use Garmin Pay. Getting started:

Garmin Pay Step 1

Open the Garmin Connect app and select Garmin Pay from the menu.

Garmin Pay Step 2

Add your debit or credit card. 

Garmin Pay Step 3

Follow the on-screen instructions.


How to Pay

Stores

With just a few quick touches, Garmin Pay is easily accessible from your compatible Garmin watch.

  • Enter your passcode.
  • Select the debit or credit card from your virtual wallet
  • Hold your wrist near the card reader

Tap to pay with Google Pay wherever you see one of these symbols.
Contactless Icons


*
Select Garmin devices are available to pay.


Digital Wallets FAQ

A digital wallet is a contactless form of payment that allows you to use your mobile device to check out in store, in apps or online making purchases secure and convenient.

Setting up fingerprint recognition, face ID and/or password protection, can help make your device more secure. There are also apps (“Find My iPhone” for Apple or “Find My Mobile” for Samsung) available, that if installed prior to losing your phone, will allow you to remotely lock or erase data from your phone.  You can also call ViaCU at 765.674.6631 to have your cards removed from digital wallets, allowing you to continue to use your plastic cards. 

With digital wallets, transactions are validated by a number that is unique to each device and card. This encrypted number is used to authorize purchases so your card number and PIN are never transferred or stored with the merchant, meaning they are less likely to be compromised.

Digital wallets can be used anywhere contactless payments are accepted. Look for the contactless payment symbol at check out.

When your card expires it will be indicated in the digital wallet. You must delete the expired card and add your current card with the new expiration date and CVV.

 

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