Skip a loan payment
ViaCU understands even a carefully planned budget can sometimes be strained. That's why we offer the ViaSkip Payment program, which allows you to skip one payment on a closed-end ViaCU loan once per calendar year1.
To skip a loan payment, please complete the ViaSkip Payment form.Online formprint form
1 ViaSkip Payment is subject to approval. You may skip a payment on any qualifying account once per calendar year. By skipping a payment, the maturity date of the loan will be extended. Interest will continue to accrue on the unpaid balance(s) during the month the payment is skipped. All other terms of the original loan agreement are unchanged and remain in effect. This modification will affect Credit Life and Disability, Debt Protection and GAP Coverage. Monthly payment(s) will resume after the skipped month. There is a $25 processing fee per loan.
Real estate secured loans, home equity line of credit, VISA credit cards, GEM loans, single payment loans, loans less than six month old and past due loans are not eligible.