Free Credit Reports
Under the United States Fair Credit Reporting Act you are entitled to one free credit report every 12 months from each nationwide credit reporting agency: Equifax, Experian and TransUnion.
There are three ways to request your FREE credit report:
- View and print your report immediately online.
- Call 1.877.FACTACT to have the report mailed to you.
- Mail request form to have report mailed to you.
Via Credit Union encourages you to monitor your credit accounts and to order your free reports annually.