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Free Credit Reports

Under the United States Fair Credit Reporting Act you are entitled to one free credit report every 12 months from each nationwide credit reporting agency: Equifax, Experian and TransUnion.

There are three ways to request your FREE credit report:

  • View and print your report immediately online.
  • Call 1.877.FACTACT to have the report mailed to you.
  • Mail request form to have report mailed to you.



Via Credit Union encourages you to monitor your credit accounts and to order your free reports annually.